Fintech-as-a-Service

Payments infrastructure for every fintech.

Nova gives fintechs the rails to issue cards, build payment systems and connect merchants through a single platform, so you ship your product and not the plumbing.

Built for teams that move money Open for partners

  • Neobanks
  • Digital wallets
  • Marketplaces
  • Remittances
  • Payroll platforms
  • Retail & POS
  • Embedded finance
  • Loyalty & rewards

Payments, rebuilt as infrastructure.

Four building blocks. Use one, or compose them into your own financial product.

Payments for fintechs

Collect, route and settle payments with a processing layer designed for other fintechs, not for consumers.

Card issuing

Create and manage virtual and physical cards under your brand, with controls you set per program.

Payment systems

Design closed or open-loop payment systems: wallets, ledgers, balances and money movement logic.

Merchant connectivity

Connect payments between merchants and platforms through APIs and integration systems.

From idea to live in one workflow.

sandbox.novadigitalpayments.comSandbox
NOVA•••• •••• •••• 4821VIRTUAL · 09/29
  • ProgramNeo Wallet
  • TypeVirtual
  • Daily limit$500.00
  • StatusActive
Live authorizations0
    Merchant AMerchant BPlatform CardsBank railsWallets NOVA
    Settlement volumeReconciled
    • Settled$48,210
    • Pending$3,940
    • Disputes2

    Illustrative sandbox data.

    Get proactive about your payments stack. Ship before the roadmap slips.

    01

    One integration

    A single API and integration layer instead of stitching together processors, issuers and ledgers.

    02

    White-label by design

    Your brand, your customers, your product. Nova runs quietly underneath.

    03

    Security and data built in

    Digital identity, cybersecurity and analytics are part of the platform, not an afterthought.

    One platform, full technology stack.

    From software and APIs to cloud, identity and data intelligence. Everything a fintech needs to operate.

    APIs and integration

    Well-documented APIs and integration systems to plug Nova into your product and your partners.

    Talk to us

    Software and apps

    Applications, interfaces and platforms developed and operated for your business model.

    Talk to us

    Cloud solutions

    Digital and technology infrastructure delivered in the cloud, ready to scale with volume.

    Talk to us

    Digital identity

    Identity solutions that verify users and keep onboarding fast.

    Talk to us

    Cybersecurity

    Security practices applied across infrastructure, data and transactions.

    Talk to us

    Analytics and data intelligence

    Turn transaction data into insight for product, risk and growth decisions.

    Talk to us

    Licensing

    License Nova technology and solutions to run under your own operation.

    Talk to us

    Confidence in what you ship, whatever your model.

    Nova works under the Fintech-as-a-Service scheme and adapts to how you reach your customers.

    • B2B

      Business to business

      Provide payment services directly to companies and platforms.

    • B2B2C

      Business to business to consumer

      Embed payments and cards in a partner product that reaches end users.

    • B2C

      Business to consumer

      Launch direct digital financial experiences for individual customers.

    Start building with Nova today.

    Tell us what you want to launch. We will come back with a plan for cards, payments or connectivity.